William Hernandez is your FHA certified appraisal companyWilliam Hernandez is VA state certified and on the FHA Roster of approved residential appraisers. We're certified and approved to do appraisals for FHA secured loans. Part of the continuing training our staff at William Hernandez undergoes deals precisely with decoding the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan capital to borrowers, rather, it provides lending agencies with security by offering mortgage insurance in case the borrower does not pay his or her financial obligations. The FHA and their loan programs are designed to aid low-to-moderate income buyers help meet credit qualifications if they otherwise would not. Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser income or less starting money to use as a down-payment on a loan benefit the most from Federal Housing Administration loan programs. |