Need an appraisal in Dumfries or Prince William County?

See the top 7 reasons why VA homeowners order from William Hernandez:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Prince William county's assessment of your property
To reduce a monthly mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
If real estate property needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in VA

Need help deciding the value of your house in or near Dumfries, VA?
Contact William Hernandez.

At William Hernandez, we understand the unique needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at William Hernandez will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are qualified in helping consumers just like you remove unneeded PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. Getting an appraisal report from William Hernandez is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is near a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from William Hernandez can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would like to have a seasoned professional double-check it for precision or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from William Hernandez can go out and check the subject and comps in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.